Car Insurance Quotes Online – 6 Helpful Tips!
If like me you are prone to visit money supermarket sites to find cheap car insurance quotes online then I am glad you found this site.
Like millions of other motorists (me included) you are probably hoping to reduce the ever increasing cost of car insurance.
You will find some popular links, on this site to help you compare car insurance online as well as other companies which have national and international profiles and coverage (feel free to check them out).
The first advantage of these sites over lesser known ones is that they will compare insurance quotes from a large cross-section of the motor insurance providers in your area, the second that they commit to protect your personal information.
Now assuming that you give out your details to any of these money supermarkets (or others as the case may be), then you will be provided with several quotes and you may be tempted at that point to just choose the cheapest auto insurance quote which you understand to give you the level of cover you require.
You should use ideally use only reputable car insurance companies, and on test to establish this is to also look at the breadth of their business, for instance you could check if they also have a life insurance business. To reduce the premium further, consider following the 6 simple tips below.
Car Insurance Quotes Tips
1. First Tip – Raise Your Deductibles
“Insurance Deductibles” is the the amount of claim under any insurance policy that you must pay before the insurance company pays anything. Some experts often say that raising your deductibles from $100 to $500 could reduce your premium by 10 to 20% and raising them to $1000 could reduce your premium further by 25 to 30% .
2. Second tip – Drop the collision and comprehensive cover if you have an older car
If your car is old, it may not be worth repairing, as it is highly likely to need replacing in the event of collision so you should ideally think twice before paying over the odds for your car insurance in that event.
3. Third tip – Comparison Shop
As I wrote at the beginning of the article not all websites which provide cheap car insurance quotes online are created equal, so ideally you should try a couple.
4. Fourth tip – Drive Safely
Accidents can dramatically increase your premium and you car insurance company could also cancel your policy.
You should insure that you have a good credit score to have a fair chance of cheap car insurance quotes. Make sure that you access your credit report, correct any invalid entry and of course try to pay your bills on time.
6. Sixth tip – Get car insurance quotes before buying a car
You should obtain a new vehicle insurance quote before buying a car, for the simple reason that car insurance quotes premium vary according to car sizes and types. For instance sports cars and more expensive classic car insurance quotes will invariably have higher premiums